The calculator below is pre-filled with York County's own property tax rate and insurance average (expand "More options" to see or edit them) — not just Maine's statewide figures.
County data last updated 2026-08-20. FIPS 23031. Full source list on /methodology.
All-in cost first, always — pre-filled with York County tax and insurance figures. Estimate only, not a loan quote or pre-approval.
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Tell us your income and savings instead, and we'll work out the max home price and a qualification signal for Maine.
How much house can I afford in Maine? →Fewer listings, fewer buyers, and sellers who have a reason to be on the market in December. Here is what a winter discount is actually worth on a $400,000 house — in monthly payment, in lifetime interest, and in the seller concessions a quiet market makes possible — and the three ways a winter purchase goes wrong.
Maine's transfer tax splits 50-50 by statute, so a buyer at the $428,478 median pays only $943 — yet cash to close at 20% down still tops $100,000.
The operational guide to buying property with a partner, friend, sibling, or parent — credit and DTI mechanics, title vesting, a clause-by-clause co-ownership agreement, and how the exit actually works.
A month-by-month plan for the year before you buy: what to do in each phase, what never to touch, how to document every dollar, and how to survive closing day.
MaineHousing's (Maine State Housing Authority) primary low fixed-rate first mortgage for first-time homebuyers statewide, with options for little-to-no down payment; can be paired with the 'Advantage' down payment/closing-cost assistance option.
$5,000 toward down payment/closing costs, provided as part of a First Home Loan (not a separate second mortgage, no added interest rate) — $8,000/$11,000/$14,000 for 2/3/4-unit properties respectively under the Multi-Unit Advantage variant. Usable with FHA, VA, RD, and MaineHousing Self-Insured/Uninsured mobile home loans.