The calculator below is pre-filled with Jefferson Parish's own property tax rate and insurance average (expand "More options" to see or edit them) — not just Louisiana's statewide figures.

Jefferson Parish at a glance

Effective property tax rate: 0.52% of home value / year
Median home price: $270,000
Homeowners insurance (avg/year): $12,549
Conforming loan limit (1-unit, 2026): $832,750

County data last updated 2026-08-28. FIPS 22051. Full source list on /methodology.

Jefferson Parish, LA mortgage payment calculator

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Louisiana at a glance

Median home price: $260,300
Typical closing costs: 2%–5% of price
Transfer tax: None
Closing custom: attorney
Homestead exemption: Louisiana's constitutional homestead exemption exempts the first $75,000 of a primary residence's fair market value (roughly $7,500 of assessed value, since Louisiana assesses residential property at 10% of fair market value) from parish/local ad-valorem property tax — it does NOT apply to municipal (city) taxes in most cities. Only one homestead exemption per person/household; the owner must own and occupy the home as a primary residence as of January 1 of the tax year and apply once with the parish assessor (renews automatically after initial application, in most parishes). Typically saves a homeowner roughly $750-$800/year. Separate, larger exemptions exist for seniors (65+) and disabled veterans via the 'special assessment level' freeze and additional exemption amounts, not modeled here.

First-time buyer / down payment assistance programs

Louisiana Housing Corporation MRB Home / MRB Assisted Program
Louisiana Housing Corporation's primary Mortgage Revenue Bond first-mortgage program for first-time homebuyers statewide: MRB Home offers below-market interest rates with 5%-9% down payment/closing-cost assistance for households at 80% AMI or below; MRB Assisted offers market-rate financing with a soft-second loan equal to 4% of the mortgage amount (income up to 140% AMI in Qualified Census Tracts / Targeted Areas). Both require a 640 minimum credit score and completion of homebuyer education.
Louisiana Housing Corporation Pathways to Homeownership Soft Second
Deferred, 0%-interest soft-second loan covering the affordability gap between what a buyer can afford and the purchase price: up to 20% of purchase price (max $55,000) plus up to $5,000 in closing-cost assistance (max $60,000 total), forgiven if the buyer occupies the home for the full 10-year term. For households at or below 80% AMI.