The calculator below is pre-filled with Marion County's own property tax rate and insurance average (expand "More options" to see or edit them) — not just Indiana's statewide figures.
County data last updated 2026-08-20. FIPS 18097. Full source list on /methodology.
All-in cost first, always — pre-filled with Marion County tax and insurance figures. Estimate only, not a loan quote or pre-approval.
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Tell us your income and savings instead, and we'll work out the max home price and a qualification signal for Indiana.
How much house can I afford in Indiana? →Fewer listings, fewer buyers, and sellers who have a reason to be on the market in December. Here is what a winter discount is actually worth on a $400,000 house — in monthly payment, in lifetime interest, and in the seller concessions a quiet market makes possible — and the three ways a winter purchase goes wrong.
Indiana charges no real estate transfer tax at all. Here's what closing on a $280,055 Indiana home really costs, from the $2,200 average to the $8,402 midpoint.
The operational guide to buying property with a partner, friend, sibling, or parent — credit and DTI mechanics, title vesting, a clause-by-clause co-ownership agreement, and how the exit actually works.
A month-by-month plan for the year before you buy: what to do in each phase, what never to touch, how to document every dollar, and how to survive closing day.
Indiana Housing and Community Development Authority's primary first-mortgage program for first-time homebuyers (or buyers in a targeted census tract): a 30-year fixed-rate FHA or Conventional loan combined with non-forgivable down payment assistance, reserved through a participating lender for a $250 fee.
Down payment assistance of 2.5% or 3.5% of the purchase price (the assistance amount cannot exceed the home's appraised value), paired with an FHA or Conventional 30-year fixed-rate first mortgage; unlike First Step, has no first-time-buyer restriction.