Buying a car in Oregon
Every figure below is sourced to Oregon’s own revenue or motor vehicle publications and dated. Estimates only.
Auto loan calculator
The real out-the-door number — including whether your state credits your trade-in against the sales tax.
Auto lease calculator
Money factor, residual, and the payment — taxed by your state's actual method, since some states tax a lease's full value upfront instead of each payment.
Loan payoff calculator
What paying extra actually saves you — in interest and in months — on a car loan, a personal loan, or anything else that amortizes.
0% APR vs. cash rebate
Which dealer offer actually costs less over the life of the loan, and the rate at which they tie.
Personal loan calculator
Payment, total interest, and the effective APR once an origination fee is deducted from what actually reaches your account.
Debt consolidation calculator
Whether one loan actually beats paying your existing debts off as they are — measured against the best you could do without consolidating.
Auto refinance calculator
Whether refinancing your car loan is worth it — including whether a lower payment is being bought with a longer term on a depreciating asset.
Lease vs. buy a car
The same car both ways over the same months, with the resale value credited to the buyer — the part most comparisons leave out.
Oregon at a glance
- State sales tax
- 0%
- Trade-in credit
- Not applicable
- Oregon charges no sales tax on a car, so there is nothing for a trade-in to reduce.
- Dealer doc fee
- Not confirmed
- We have not confirmed a cap for this state, so we do not claim one.
- Title and registration
- Not confirmed
Local tax in Oregon
Oregon imposes NO general state or local sales tax on a vehicle purchase. It does levy two narrow 0.5% taxes: a Vehicle Privilege Tax paid by Oregon DEALERS for the privilege of selling new vehicles here, and a Vehicle Use Tax paid by the CONSUMER on a vehicle bought from an out-of-state dealer and titled in Oregon (due within 30 days). Both reach only a 'taxable vehicle': bought from a dealer on or after 2018-01-01, driven 7,500 miles or less if odometer-equipped, GVWR 26,000 lb or less, never previously registered in Oregon. A used car over 7,500 miles is untaxed entirely.